A No-Hassle Way to Fix Paint Chips: Avoiding Costly Insurance Claims

Car paint chips and scratches are an unfortunate reality — even for the most careful drivers. A single rock on the highway or a small mishap in a parking lot can mar an otherwise pristine paint job. If you find yourself with a minor chip or scratch, you might consider filing an insurance claim. However, before contacting your insurer, let’s discuss why that approach can be more trouble than it’s worth — and why a quick, eco-friendly Paint Chip Sticker might be the perfect alternative.

Using Car Insurance For Tiny Fixes can be Cumbersome

Filing a claim for small paint damage often brings up more problems than solutions. Between high deductibles, the possibility of rising premiums, and the time it takes to process claims, you can end up spending more money and effort than the repair is actually worth.

• High Deductibles: If your deductible is higher than the cost of the repair, you’ll be paying out of pocket anyway.
• Premium Increases: Even a minor claim can lead to higher monthly premiums.
• Administrative Hassle: Phone calls, paperwork, and claim inspections can take more time than the repair itself.

A Simple, Effective Fix: The Paint Chip Sticker

Instead of navigating insurance hoops, consider a smarter solution: an OEM-color matched Paint Chip Sticker . This sticker is designed to seamlessly cover minor scratches and chips. Here’s why it stands out:

1. OEM-Accurate Colors: Each sticker is made in the same color as your vehicle’s original paint, ensuring it blends in without drawing attention.
2. Eco-Friendly Approach: By opting for a sticker over traditional touch-up paint, you reduce the need for additional chemicals and materials.
3. Better than Touch up Paint: Touch up paints can be difficult to apply and also cannot accurately reflect current pearl colors. Touch up paints can be a permanent mess.
4. Subscription Convenience: The Paint Chip Sticker subscription plan ensures you’re covered whenever new blemishes appear.
5. No Premium Hikes: This is not a car insurance policy, so you won’t face higher rates or deductibles for using it.

Not Car Insurance—But Actually More Helpful (For Chips & Scratches!)

The Paint Chip Sticker is designed exclusively for minor paint damage, so it won’t replace full-scale insurance for larger accidents. But for everyday chips and scratches, it offers a quick, budget-friendly fix without the usual insurance red tape.

How It Works

If you have a subscription and get a chip/scratch you can get a sticker to cover it. The claim process is simple. You provide a picture with a tape measure in the frame and we'll send a sticker the appropriate size (up to 4 inches with larger possible for extra charge) To sign up, the process is straightforward: first, identify your car’s OEM color code so your sticker is going to be a close match. Next get your subscription in place and after a 30 day wait period you could fix a small scratch or chip. If a new scratch appears in the future, your subscription means you’ll have a fresh sticker on the way soon.

Final Thoughts

Life is too short, and cars are too expensive, to let minor paint chips spoil your day. Before filing an insurance claim for a small ding, consider how a Paint Chip Sticker could be a faster, simpler, and more cost-effective way to maintain your car’s good looks. Steer clear of complicated claim processes and premium increases — and keep your ride looking as sharp as the day you drove it off the lot.